Private real estate lending · Powered by Sheldon

Want to know how good

your deal really is?

Put it to the test. If the Deal Machine says yes, submit your complete package and get it reviewed within four business days. We're looking forward to working with you.

4-day response windowClose in as little as 2 weeksBuilt by developers, for developers
The process

Straightforward.
No surprises.

We love working with developers who come prepared. Run your numbers, submit a complete package, and we'll review it within four business days.

01

Run your numbers

Use the Deal Machine below. Enter your key numbers — purchase price, rehab budget, loan amount, and other costs. If the deal works on a conservative ARV, it's worth submitting.

02

Submit a complete package

Complete the intake form with your deal details, entity documents, financial statements, and verified experience. A complete submission moves faster.

03

We review and respond

We review your submission and respond within four business days. If we don't respond within that window, please consider it a pass and move forward with other options.

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The Deal Machine

Before you submit anything, run your numbers. Enter your purchase price, rehab budget, and loan structure — and get a clear Deal or No Deal result based on our underwriting criteria.

Better safe than sorry
Minimum 10% margin required
After all costs — purchase, rehab, financing, holding, selling — projections must still show a minimum 10% margin as a healthy buffer. We don't fund deals below this threshold.
Combined LTV capped at 80%
The combined LTV has to stay under 80% — with gap funding or not. If the leverage is too high, the spread is too thin, and so is the buffer.
Green light? Go straight to the intake.
A green result takes you directly to the submission form — no starting over, no re-entering data.
Deal Machine
Enter your deal details below
Ready to move forward?

Submit your deal.

We lend to entities only — not individuals. Before submitting, have your LLC documents, three months of financial statements, and a verified experience profile ready.

  • Fix & flip or new construction of residential investment properties (single family to multifamily)
  • No commercial properties — residential only
  • Short-term bridge loan only — no conventional mortgages, no primary residences
  • Preferred exit: sale or BRRRR (refinance into DSCR)
  • Collateral preferred — developers who can bring assets to the table are given priority